Loan officer Dan Green answers reader questions from Twitter including “What will mortgage rates do after the Fed withdraws support?”, “How do I do a stated income loan?”, and “Are jumbo mortgages coming back?”. Dan is based in Cincinnati, Ohio and blogs at themortgagereports.com. Image courtesy Maitri (http

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Originally posted 2010-02-04 16:36:26. Republished by Blog Post Promoter

If you did not know, there are several different kinds of banks in operation. If you are with the incorrect bank depending on what you need the services for, it may be costing you money. There are large banks that can be found nationwide in every major city. There are other smaller banks that operate much like the larger banks, but you will only find them in your area. If you are trying to find best banks for a Florida loan as well as other purposes there are some things to keep in mind.

In addition to small and large banks, you also have the option of doing business with credit union or online banks. A credit union works on more of a personal level than even a small bank does. They offer lower fees and higher interest rates on deposited money. But, you have to be a member to reap the benefits of this type of bank.

As a direct result of the internet, online banks have become increasingly well loved. Outside of the online world, these banks have small presence. Business is conducted via surface mail, the internet and through direct deposit. All of these avenues cut out the service fees that are normally found in traditional banks.  Read more... (536 words, estimated 2:09 mins reading time)